Employee Benefits and Independent Financial Advice from CRA

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Mortgage Costs Calculator

Use the calculator below to estimate your mortgage repayments.

1) Amount of Mortgage required (£)
2) Enter the current interest rate (%)
3) How long should your mortgage term be?	Years Months

Important Information
The above calculations are only examples and are not guaranteed. Loans are subject to status and valuation and are not available to persons under 18 years of age. Written quotations available from individual lenders. For secured loans the lender will require a charge on your property and in the case of endowment mortgages, an endowment/life policy for the amount of the advance and a charge over the property.

For interest only mortgages, the above calculations do not take into account the cost of any endowment, pension or other savings plan being used to repay the loan. In addition, the figures shown in respect of both repayment and interest only mortgages do not include the cost of additional life cover.

You should fully discuss the terms and conditions of any mortgage or loan offer received with your legal representative to ensure that you fully understand your obligations.

Tax-relief on mortgage interest was abolished on 6th April 2000.

YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE

The Financial Services Authority does not regulate Taxation and Trust advice.

Levels, bases of and reliefs from taxation may be subject to change.

Charles Reynolds & Associates (Independent Financial Advisers) Ltd

Registered in England & Wales No. 2330605

Registered Office: Paradigm House, Brooke Court, Wilmslow, SK9 3ND

CRA (Independent Financial Advisers) is a trading style of Charles Reynolds & Associates (Independent Financial Advisers) Ltd. Authorised and regulated by the Financial Services Authority. Charles Reynolds & Associates (Independent Financial Advisers) Ltd is a subsidiary of Perspective Financial Group Ltd

The Financial Services Authority does not regulate deposit accounts, national savings and taxation and trust advice

Your home may be repossessed if you do not keep up repayments on your mortgage.

There may be a fee for mortgage advice, the precise amount of the fee will depend upon your circumstances, however, we estimate that it will be 1% of the loan amount which is often offset against the procuration fee paid to us by the lender. We are pleased to advise that members of group schemes looked after by CRA Independent Financial Advisers are exempt from this charge.

We are entered on the FSA Register No 144706 at www.fsa.gov.uk/register.

The information contained within the website is subject to the UK regulatory regime and is therefore primarily targeted at customers in the UK

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