CookiesThis Website uses technology to collect information about the use of the Website in order to improve your experience when you browse the Website.
Analytical/Performance cookies – These cookies collect information in an anonymous form about how visitors use our website. They allow us to recognise and count the number of visitors and to see how visitors move around the site when they are using it.
To find out more about cookies, including how to see what cookies have been set and how to manage and delete them, visit http://www.allaboutcookies.org/
You should note that by deleting or blocking cookies, the Website may not function correctly and you may not be able to access certain areas.
This site uses Google Analytics, a web analytics service provided by Google, Inc. Google Analytics sets a number of cookies (default is 4) in order to evaluate your use of the site and compile reports for us on activity on the site.
Google stores the information collected by the cookie on servers in the United States. Google may also transfer this information to third parties where required to do so by law, or where such third parties process the information on behalf of Google. Google will not associate your IP address with any other data held by Google.
Google Inc are members of the US Safe Harbor Scheme. This scheme allows the transfer of data from within the EEA to countries that are outside of the EEA without having to enter into a specific data transfer agreement. Companies that sign up to the scheme are deemed to provide adequate protection for personal data transmitted from Europe. The Google Inc registration is at http://safeharbor.export.gov/companyinfo.aspx?id=10543
If you wish to disable the analytics cookies used on this website please click here:Remove analytics cookie
These terms and conditions also explain how Perspective Financial Group Limited uses any Personal Data (as defined in the Data Protection Act 1998 (“the Act”)) you forward to it and what your obligations are in relation to such Personal Data.
By accessing, using and downloading the Websites you are indicating your acceptance to be bound by these terms and conditions (“the Agreement”) and you re-affirm that acceptance every time you access the Websites.
This Agreement is governed and construed in accordance with English law. You and Perspective Financial Group Limited each submit to the non-exclusive jurisdiction of the English courts in relation to disputes arising out of this Agreement.
Browse at your own riskPlease note that you access and use the Websites at your own risk. Perspective Financial Group Limited is not responsible for any type of loss or damage which you may sustain as a result of accessing and using the Websites. Perspective Financial Group Limited assumes no responsibility for the contents of any other Websites to which the Websites have links and if you access any such linked Websites you do so at your own risk. Perspective Financial Group Limited’s inclusion of links to such websites does not imply any endorsement by Perspective Financial Group Limited of the materials on such Websites. Perspective Financial Group Limited does not permit any third party to operate a link to any of the Websites nor does it permit any third party to frame the Websites without obtaining Perspective Financial Group Limited’s prior written consent.
The Websites are accessed via the world-wide web (“WWW”) which is independent of Perspective Financial Group Limited. Your use of the WWW is at your own risk and subject to all applicable national and international laws and regulations. Perspective Financial Group Limited has no responsibility for any information or services obtained by you on the WWW. Perspective Financial Group Limited reserves the right to modify, supplement, move or delete portions of or add to the Websites at any time with or without notice.
Intellectual PropertyAll copyright and other rights (including database rights, trademarks (whether registered or unregistered) and all other intellectual property rights) in and to the Websites and their contents (which for the avoidance of doubt shall include all information contained in or available from the Websites (“the Contents”)) are owned by or licensed to Perspective Financial Group Limited or are otherwise used by Perspective Financial Group Limited as permitted under applicable laws. Unless Perspective Financial Group Limited explicitly states otherwise in writing, you may use, view, download, copy or print textual or graphic content of the Websites provided that it is solely used by you for the purpose of enquiring about the services provided by Perspective Financial Group Limited and provided that you do not change or delete any copyright, trademark or other proprietary notices on such content. Under no circumstances may you use any Content in a manner that may give a false or misleading impression of Perspective Financial Group Limited.
You agree not to copy, reproduce, store in any medium (including in any other websites), distribute, transmit, modify, alter, disseminate, create derivative works from all or any part of any of the Websites or edit any part of any of the Websites other than as permitted above without obtaining Perspective Financial Group Limited’s prior written consent.
Specific ProhibitionsYou may not use any device, software or routine to interfere or attempt to interfere with the proper working of the Websites nor may you attempt to decipher, de-compile, disassemble or reverse engineer any of the software comprising or in any way making up a part of any of the Websites.
You agree to use all Websites for lawful purposes only and in a manner that does not infringe the rights of, or restrict the use of any of the Websites by, any third party.
LiabilityThe Websites and the Contents are provided for general information purposes only and whilst Perspective Financial Group Limited has taken every care in the preparation of the Websites and the Contents, Perspective Financial Group Limited cannot guarantee that the Contents will be completely up to date and free of mistakes. To the extent permitted by applicable law Perspective Financial Group Limited makes no warranties, representations and/or undertakings (express or implied) in respect of the Websites and the Content (including the accuracy, reliability, suitability, quality, availability or completeness thereof). Perspective Financial Group Limited excludes all liability (other than for death or personal injury caused by its negligence) in relation to the Websites and the Contents, whether such liability arises in contract, tort, negligence, breach of statutory duty or otherwise (including, without limitation, liability in respect of any losses, damages, costs or expenses of any nature whatsoever incurred or suffered by you of an indirect or consequential nature, such as loss of profits, data, business or goodwill). Perspective Financial Group Limited makes no claims or representations that any or all of the Contents may be lawfully viewed or downloaded outside England and Wales and unless otherwise specifically stated, the Contents and these Websites are directed solely at consumers and/or businesses that access these Websites from England and Wales. Access to such materials may not be legal by certain persons or in certain countries. If you choose to access the Websites from outside England or Wales, you do so at your own risk and are responsible for compliance with the laws of your jurisdiction.
Computer Viruses and ErrorsWhilst Perspective Financial Group Limited will use reasonable endeavours to ensure that the Websites do not contain or promulgate any errors, viruses, bugs, other malicious code or harmful components and will be uninterrupted Perspective Financial Group Limited makes no warranty or representation that this will be the case. However it is recommended that you should virus check all materials downloaded from the Websites and regularly check for the presence of errors, viruses, bugs, other malicious code, and harmful components.
Perspective Financial Group Limited excludes to the fullest extent permitted by applicable laws all liability (other than liability for death or personal injury caused by Perspective Financial Group Limited’s negligence) in connection with any damage or loss caused by errors, viruses, bugs, other malicious code or harmful components originating or contracted from the Websites and any interruptions in the running of the Websites.
TerminationPerspective Financial Group Limited shall have the right to immediately terminate your use of the Websites if Perspective Financial Group Limited determines in their sole discretion that you have breached these terms and conditions or have otherwise been engaged in conduct which they determine in their sole discretion to be unacceptable.